What Drives You?

When one thinks of the word “drive” several thoughts probably come to mind – the route one takes to work in the morning, or another connotation of the word drive could be – what “drive” he has, I guess that is why he became CEO of his company at an early age.

For me though, when I think of the word “drive” it usually sparks my memory into thinking about a particular trip we may have made in the past such as the time we drove to Vancouver or when we drove to the border of Mexico and walked across the border as we did not want to take our car across because our insurance did not cover us in Mexico.

Driving in Europe was an interesting experience as many of their mountain roads do not have guardrails and their roads are much narrower than ours are. Unfortunately I did not volunteer to drive in England during that wonderful trip or I would have had the experience of driving on the other side of the road. We traveled with another couple and he did the driving in England and I drove the mountainous roads.

Looking at “Drive” from another perspective though, the only “Drive” I have had in my life that did not particularly make reference to a road trip was the “drive” I had to raise my family and get them through school so that they could face the world and hopefully enjoy the many interesting adventures we have been through.

But, now that I think of it, I do remember another “drive” I had and that was the “Drive” to achieve my CPCU® designation. As described by Wikipedia – Chartered Property Casualty Underwriter (CPCU) is a professional designation in property-casualty insurance and risk management. The CPCU designation is held by just over 2% of all those employed in the insurance industry in the United States, and is widely considered the premier designation in the property and casualty insurance industry.

The program consists of various courses, such as: foundation courses, courses that concentrate on either, personal lines insurance or commercial lines insurance and those taking the program are also able to choose one elective course as well. All this must be passed but can be passed in any order.

Some individuals complete the program in a very short time, while others may take a longer time dependent upon other life events. My achievement of the designation found me part of the latter group of individuals due to having some problems with two of the course subjects, namely, Accounting and Economics.

However, I had the “Drive” to see it through and have had my CPCU® designation now as well as several others achieved along the way since 1984. One of the best decisions of my life!




What is a nightmare? Waking up in the middle of the night thinking you are falling from a tall building. Dreaming you are in the middle of the desert without any water. Driving down a winding road without guardrails and learning that you have no brakes!

But, you know what else could be considered a nightmare – at age 55 and having been employed by the same company for 25 years being downsized (let go); learning that you need a triple by-pass heart operation, only to learn 24 hours later that you also have prostate cancer; being rushed to the hospital in the middle of a hurricane because you suffer a gall bladder attack and need immediate surgery to remove it.

However, if there is one thing we should keep uppermost in our minds regardless of how the serendipity of life has dealt with us, it will soon pass. If we would remember one thing in life or one quote that would be accurate at all times and in all situations – it would be “this too, shall pass”.

So whatever nightmare you are facing – pull yourself up by your bootstraps and say to yourself “this too, shall pass”.




Today’s word, “cowardice” is a rough challenge in that most of us would not place ourselves anywhere near the term for fear of stigmatizing not only ourselves but those near and dear to us as well.

Upon seeing this word “cowardice”, https://dailypost.wordpress.com/prompts/cowardice

I looked up not only the definition but a quote as well: “A coward is a hero with a wife, kids, and a mortgage.” – Marvin Kitman

Thinking back over my life reminds me of a situation we were faced with many years ago that required us picking up and moving 1200 miles away leaving friends and family. This story may or may not relate but alow me to make my point and then you be the judge.

Is the individual holding down a good job, drawing a decent salary, has a loving wife, great kids, a mortgage, bills to pay –  a “hero” or a “coward” for accepting the job or a “hero” or a “coward” for turning down the job?

The new job will require more responsibilities, a larger mortgage, the unknowns of moving to a different state, and uprooting his wife and children. All this to move up the corporate ladder!

Now, one could look at all these as good things and say he is a hero for accepting the challenge.

On the other hand, should he turn down the offer, one might consider him the “coward”. After all, in declining the offer, is he not declaring that he is quite content in living his “so-so” life?

Makes one think, doesn’t it?

Is he a hero or coward to his children? After all, he is moving them, say, clear across the country – uprooting them from their familiar surroundings and friends!

And what about his wife? What about her needs? Perhaps she works outside the house too. How will she view his decision – that of a hero providing more for them, or that of a coward for only thinking of himself first and not the needs of the family as a whole?

Hero or coward, I could go on but my point here is merely this: Life is not always black or white – hero or coward. Into our lives some grey must fall.I would say that the true coward is the one that doesn’t face his fears. The individual that does face his fears and and upon doing so moves on taking into consideration all factors involved becomes the hero.

In doing so, each of us must give it our all and do our best to find a solution that is compatible to all.

Hopefully we will all be heroes not cowards in the end.


As much as I had hoped to turn over a new leaf by posting one article a week on this site, apparently my laptop had other thoughts on the matter. Yup, my computer decided to thwart those plans by having a meltdown of sorts.

It’s act of defiance has literally thrown me into the darkness of – oh no – not being able to connect to the Internet. What will I do?

Let me briefly explain – long story short – I have a corrupt hard drive – operating at only 9% of its capabiljty. Talk about darkness – for someone that enjoys writing posts, keeping up with family shenanigans via Facebook, and just my everyday Internet surfing, being without my laptop 24/7 has been an eye-opening experience.

For instance, I found that in just the last two days, I have accomplished more around our house than I did when I had access to my laptop. Not being distracted by the Internet, I breezed through many projects rather quickly.

I also created a “to do” list of items I have been procrastinating about and believe it or not, I have actually been getting things done. I must admit though that this new found time will be short- lived as we will be heading out on the road again shortly.

Unfortunately, prior to returning home from our recent visit with our son we learned of my wife’s sister’s passing and so we are going to a “Celebration of Life” party. 

While some may think that when someone passes from this earth – they go into darkness – I tend to view the event in such a manner that they are merely re-uniting with friends and relatives that have gone ahead of us. When I think of both my parents and my wife’s parents, who have all since passed, I envision all of them sitting around a table playing penny ante, a favorite past-time of theirs.

Seeing that it was my wife’s sister that passed, rather than think that she has passed into the darkness, I would say “Farewell Peg, and who knows, perhaps they have an empty chair waiting for you so that you too can enjoy the game.



Pleasure: What we feel upon leaving the movie theater after watching a comedy that had us laughing so bad our sides hurt.

Pleasure is the feeling of happy satisfaction a father experiences when his son hits his first home run at a Little League ball game.

Pleasure – https://dailyposts.wordpress.com/prompts/pleasure/

Pleasure is the feeling a husband feels when his wife informs him he is soon to be a father.

Pleasure is what is experienced when a couple makes that last mortgage payment.

And last but not least – pleasure is what I get when writing this blog and I get double the pleasure when readers and followers of this blog share their comments related to my posts.